Question 8.
Is there any article you would like to have bought on credit, but could not?
No.
%
Yes
409
13.3
No
2285
74.3
Not answered
382
12.4
SAMPLE
3076
100.0
Class Breakdown
Class C
Class D
No.
%
No.
%
Yes
167
11.1
234
15.3
± 1.6
± 1.8
No
1171
77.6
1084
71.0
± 2.1
± 2.3
Not answered
171
11.3
210
13.7
± 1.6
± 1.8
SAMPLE
1509
100.0
1528
100.0
Quite a number of people found difficulty in buying on credit, and the D. group more so than the C. group.
Question 9.
Which articles would you like to have bought on credit, but could not?
Articles
No.
%
Clothes - adults
52
12.7
Clothes - children
24
5.9
Shoes - adults
1
0.2
Shoes - children
7
1.7
Hard furniture
117
28.6
Soft furniture
75
18.3
Household linen
55
13.4
Wireless
30
7.3
Others
96
23.4
SAMPLE
409
100
The inability to buy on credit was not very serious for articles which belong to the clothing group. 79.5% who could not buy on credit wanted furniture, wireless etc. That is true for all the groups concerned.
Question 10.
The people who did not buy on credit at the moment, but had done so previously were asked -
“Why did you stop goods on credit?”
Reasons
No.
%
Increase of interest
11
0.4
Could not get the goods wanted
53
1.7
Can afford to pay cash
83
2.7
Club ceased to exist
74
2.4
Don’t give forces wives credit
10
0.3
Finished paying for article
351
11.4
Can’t afford it now
89
2.9
Moved to new neighborhood
28
0.9
Dissatisfied with quality of goods
12
0.4
Family grown up so don’t need so many things
23
0.7
Others
93
3.0
Not answered
42
1.4
SAMPLE
3076
The main reason for ceasing to buy on credit is that the article which was bought in this form was paid for. The frequency with which other reasons are mentioned is small - “Can’t afford to pay cash now”, “could not get the goods wanted” occur most often.