For buying children’s and adults' clothes credit systems are more used than for any other article. More than a quarter use it for buying adults' and children’s shoes. Furniture, hard, soft and household linen also bought to quite a considerable extent. Credit buying for all other articles is not very important.
Class differences
CLASS C
CLASS D
No.
%
No.
%
Clothes, adult
246
52.2 ± 4.5
447
66.7 ± 3.6
Clothes, children
198
42.0 ± 4.5
327
48.8 ± 3.9
Shoes, adult
151
32.1 ± 4.3
275
41.0 ± 3.8
Shoes, children
130
27.6 ± 4.1
234
34.9 ± 3.7
Hard Furniture
103
21.9 ± 3.8
144
21.5 ± 3.2
Soft Furniture
71
15.1 ± 3.3
87
13.0 ± 2.6
Household linen
92
19.5 ± 3.7
106
15.8 ± 2.8
Sample
471
670
Class D buys more adult clothes and shoes on credit than class C. In the buying of children's clothes statistically no significant class difference could be found, though a trend exists which indicates that class D buys more children's clothes on credit than the C group, the opposite trend can be observed for the two furniture groups and household linen.
No. of children under 14
No. of children under 14
1-2 children under 14
3-8 children under 14
No.
%
No.
%
No.
%
Clothes, adult
271
62.2 ± 4.6
288
57.9 ± 4.4
132
59.2 ± 6.6
Clothes, children
49
11.2 ± 3.0
300
60.3 ± 4.4
177
79.4 ± 5.5
Shoes, adult
148
33.9 ± 4.5
182
36.6 ± 4.3
96
43.0 ± 6.6
Shoes, children
32
7.3 ± 2.4
203
40.8 ± 4.4
128
57.4 ± 6.6
Hard furniture
74
17.0 ± 3.6
112
22.5 ± 3.8
61
27.4 ± 6.0
Soft furniture
68
15.6 ± 8.5
65
13.1 ± 3.0
27
12.1 ± 4.3
Household linen
82
18.8 ± 3.8
85
17.1 ± 3.4
33
14.8 ± 4.8
SAMPLE
436
497
223
The bigger the family, the more children's clothes and shoes are bought on credit.
Age difference
20 - 30
31 - 50
Over 50
No.
%
No.
%
No.
%
Clothes, adult
111
44.8 ± 6.3
392
61.4 ± 3.9
171
70.7 ± 5.8
Clothes, children
123
49.6 ± 6.4
352
55.2 ± 3.9
40
16.5 ± 4.8
Shoes, adult
63
25.4 ± 5.5
254
39.8 ± 3.9
96
39.7 ± 6.3
Shoes, children
77
31.0 ± 5.9
247
38.7 ± 3.9
30
12.4 ± 4.2
Hard furniture
72
29.0 ± 5.8
132
20.7 ± 3.2
36
14.9 ± 4.6
Soft furniture
34
13.7 ± 4.4
91
14.3 ± 2.8
30
12.4 ± 4.2
Household linen
44
17.7 ± 4.9
105
16.5 ± 3.0
47
19.4 ± 5.0
SAMPLE
248
638
242
The over 50’s most frequently buy clothes and shoes on credit, this is not astounding if it is borne in mind that this age group includes the old age pensioners.
Hard furniture is bought more often by the people in the first age group.
Urban and Rural differences
URBAN
RURAL
No.
%
No.
%
Clothes, adults'
584
23.2
92
19.8
Clothes, children's
432
17.2
73
15.7
Shoes, adult
369
14.7
46
9.9
Hard furniture
220
8.8
19
4.1
Soft furniture
138
5.5
15
3.2
Household linen
159
6.3
35
7.5
Wireless
39
1.6
2
0.4
Stoves
73
2.9
2
0.4
Electrical and Gas Apparatus
37
1.5
1
0.2
Others Layettes, children's toys, boots, jewellery etc.
93
3.7
8
1.7
On the whole less articles are bought on credit in rural areas, but the difference is most marked in the group of articles which included, wireless, gas and electrical apparatus and others.
